Live Baccarat | Sexy Baccarat and Evolution Gaming Titles
Baccarat is a popular live casino card game where both beginners and high rollers can enjoy gaming to try and win big from high stakes and winning streaks. The game features easy-to-understand rules where the burden is all on the dealer’s end and bettors can easily play for real money without needing to understand how the game is played. Still, learning the rules can help bettors understand what goes on in a single round.
How to Play Live Baccarat: General Rules
The goal is to bet on a hand that will get the better hand value. The choices are the Player and Banker bets with a Tie Bet to spice things up. Other tables can also include different side bets to help boost payouts should players get lucky enough to bet on the correct secondary outcome. The highest value a hand can get is a 9 and the value of a hand is determined by the cards’ values and how they’re read.
Live Baccarat Bets and Payouts
The different bets that players can make are the following:
| Bet | Winning Condition | Payout |
| Player | Player hand wins | 1:1 |
| Banker | Banker hand wins | Commission Game– 0.95:1 No Commission Game – 1:1 |
| Tie | Both hands have the same value | 8:1 |
| Player Pair/Banker Pair | Player/Banker initial hand is a Pair | 11:1 |
| Either Pair | Either the Player or Banker initial hand is a Pair | 5:1 |
| Perfect Pair | Hand is dealt two identical cards in terms of value and suit | One hand – 25:1Both hands – 200:1 |
| Player Bonus/Banker Bonus | Win the round on a natural 8 or 9 or by at least four points | Win by 9 points – 30:1 Win by 8 points – 10:1 Win by 7 points – 6:1 Win by 6 points – 4:1 Win by 5 points – 2:1 Win by 4 points – 1:1 Natural win – 1:1 Natural tie – Push |
| Big | Total number of cards dealt is five or six | 0.5:1 |
| Small | Total number of cards dealt is four | 1.5:1 |
| Super Six | Available only in No Commission Baccarat and pays out when Banker Bet wins with a 6 | 12:1 |
As seen above, the Banker bet in Commission tables charges a 5% commission. In No Commission tables, nearly all winning Banker bets don’t charge a commission except when it wins with a 6 where it then charges a 50% commission. The Super Six side bet effectively counteracts this hefty commission charge.
Baccarat Card Values
Baccarat uses a standard deck of 52 cards and different tables can use multiple decks. The card values are read based on their number values while the face cards are valued at “10.” Each card is read using the second digit and cards valued at “10” are read as “0.” A minimum of two cards are dealt per hand and the values are added normally and the first digit discarded and the second digit read, which means that a hand consisting of two 9s totals to “18” but is only read as “8” and a hand consisting of a 9 and 4 totals to “13” but is only read as “3.”
Up to three cards per hand can be dealt per round, allowing certain weak hands to become stronger once a third card is dealt.
Baccarat Third Card Drawing Rules
A third card is only drawn for either Player or Banker hand under certain conditions. These conditions are generally based on the initial hand value, with Banker hand rules being weighted in the Banker bet’s favor.
| Player Hand Value | Draw Third Card? | Banker Hand Value | Draw Third Card? |
| 0 | Yes | 0 | Yes |
| 1 | Yes | 1 | Yes |
| 2 | Yes | 2 | Yes |
| 3 | Yes | 3 | If Player third card is 8 |
| 4 | Yes | 4 | If Player third is 0, 1, 8, 9 |
| 5 | Yes | 5 | If Player third is 0, 1, 2, 3, 8, 9 |
| 6 | No | 6 | If Player third is 6 or 7 |
| 7 | No | 7 | No |
| 8 | No | 8 | No |
| 9 | No | 9 | No |
Live Baccarat Variations
The main attraction in JILICC is either the myriads of baccarat titles from Evolution Gaming or the various Sexy Baccarat tables available in the platform. The different games gamblers can play are the following:
Sexy Baccarat
Sexy Baccarat is basically a baccarat game where the live dealer is a woman in skimpy clothing, usually bikinis or sexy dresses. These tables function the same as more standard tables with the main exception only being the dealer. AE Sexy is the primary provider of live Sexy Baccarat games and their tables feature a fairly high minimum bet of PHP 100 and a toggleable switch to change from the standard game to No Commission.
No Commission Baccarat
No Commission is a live baccarat variation where winning Banker bets don’t charge a 5% commission fee but a 50% fee is instead charged when it wins with a hand valued at 6. No Commission tables also typically feature the Super Six side bet so that bettors can counter the hefty fee should a Banker bet win with a 6, allowing the bettor to potentially receive a substantial payout.
Lightning Baccarat
Lightning Baccarat is an Evolution Gaming live baccarat title that features multipliers that can multiply a gambler’s payout when they bet on a hand that contains a card assigned with a multiplier and it wins. Participation in this game requires paying a 20% lightning fee for every bet to have a chance to play and win with 2x, 3x, 4x, 5x, and 8x multipliers. An XXXTreme Lightning variation is available that features a 10x multiplier as the highest multiplier available in the game.
Multiple cards are usually assigned multipliers per round and when three cards are assigned multipliers and a bettor has placed a bet on the Player hand and all the cards dealt in said hand are assigned multipliers, then the bettor can win a minimum of either 4x or 8x or maximum of either 64x or 512x of the original stake for the standard Lightning Baccarat game.
Conclusion
Live baccarat is a fun and easy-to-learn live casino game where gamblers can easily get started playing and win some real money from winning streaks or Lightning Baccarat’s multipliers. Both beginners and high-rollers can enjoy this game and risk a lot of money to win big.
Try out JILICC’s live baccarat games today.
